All About Liability Car Insurance
Learn more about liability coverage car insurance, what it covers, and how much you need to protect yourself in the event of an accident.
Written by Cheryl Knight
Reviewed by Carrie Adkins
State | Body Injury Liability per Person/Bodily Injury Liability per Accident/Property Damage Coverage Requirements |
---|---|
Alabama | $25,000/50,000/25,000 |
Alaska | $50,000/100,000/25,000 |
Arizona | $15,000/30,000/10,000 |
Arkansas | $25,000/50,000/25,000 |
California | $15,000/30,000/5,000 |
Colorado | $25,000/50,000/15,000 |
Connecticut | $20,000/40,000/10,000 |
Delaware | $15,000/30,000/10,000 |
District of Columbia | $25,000/50,000/10,000 |
Florida | $10,000/20,000/10,000 |
Georgia | $25,000/50,000/25,000 |
Hawaii | $20,000/40,000/10,000 |
Idaho | $25,000/50,000/15,000 |
Illinois | $20,000/40,000/15,000 |
Indiana | $25,000/50,000/10,000 |
Iowa | $20,000/40,000/15,000 |
Kansas | $25,000/50,000/10,000 |
Kentucky | $25,000/50,000/10,000 |
Louisiana | $15,000/30,000/25,000 |
Maine | $15,000/30,000/10,000 |
Maryland | $30,000/60,000/15,000 |
Massachusetts | $30,000/60,000/15,000 |
Michigan | $20,000/40,000/10,000 |
Minnesota | $20,000/40,000/10,000 |
Mississippi | $25,000/50,000/25,000 |
Missouri | $25,000/50,000/10,000 |
Montana | $25,000/50,000/10,000 |
Nebraska | $25,000/50,000/25,000 |
Nevada | $15,000/30,000/10,000 |
New Hampshire | $25,000/50,000/25,000 |
New Jersey | $15,000/30,000/5,000 |
New Mexico | $25,000/50,000/10,000 |
New York | $25,000/50,000/10,000 |
North Carolina | $30,000/60,000/25,000 |
North Dakota | $25,000/50,000/25,000 |
Ohio | $12,500/25,000/7,500 |
Oklahoma | $25,000/50,000/25,000 |
Oregon | $25,000/50,000/20,000 |
Pennsylvania | $15,000/30,000/5,000 |
Rhode Island | $25,000/50,000/25,000 |
South Carolina | $25,000/50,000/25,000 |
South Dakota | $25,000/50,000/25,000 |
Tennessee | $25,000/50,000/15,000 |
Texas | $30,000/60,000/25,000 |
Utah | $25,000/65,000/15,000 |
Vermont | $25,000/50,000/10,000 |
Virginia | $25,000/50,000/20,000 |
Washington | $25,000/50,000/10,000 |
West Virginia | $25,000/50,000/25,000 |
Wisconsin | $25,000/50,000/10,000 |
Wyoming | $25,000/50,000/20,000 |
State | Minimum Amount of Coverage Required |
---|---|
Florida | $10,000 per person |
Hawaii | $10,000 per person |
Kansas | $4,500 per person for medical, $4,500 rehabilitation, $2,000 funeral |
Kentucky | $10,000 per person |
Massachusetts | $8,000 per person |
Michigan | Unlimited medical, up to $5,189 a month in lost wages |
Minnesota | $40,000 per person |
New Jersey | $15,000 per person |
New York | $50,000 per person |
North Dakota | $30,000 per person |
Pennsylvania | $5,000 per person |
Utah | $3,000 per person |