, formerly known as GMAC Insurance, is a subsidiary of General Motors Acceptance Corporation (GMAC). The company provides standard car and home insurance, as well as coverage options for classic cars. It also offers a separate insurance program for homes valued at up to $5 million through its NatGen Premier program.

How National General Insurance compares to other insurance companies

Founded in 1920 as GMAC Insurance, National General Insurance is the only insurance company in the U.S. to come from within the auto industry. Formed by GMAC in 1925, the GMAC Insurance company started out by offering insurance to owners of GM vehicles. GMAC acquired life insurance company Integon in 1997. In 2013, the company changed its name to National General Insurance.

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Types of car and home insurance provided by National General Insurance

Car insurance types

National General Insurance gives customers the choice of a variety of standard car insurance coverage, including:

Bodily injury liability

Property damage liability

Collision coverage

Comprehensive coverage

Medical payments

Personal injury protection

Uninsured/underinsured motorist coverage

Home insurance types

In addition, National General Insurance also has a selection of home insurance coverage options for homeowners, such as:

General dwelling coverage

Other structure coverage

Personal belongings coverage

Additional living expenses

Liability insurance

Guaranteed Replacement Cost coverage

Coverage options provided by National General Insurance

National General Insurance offers a selection of coverage options above and beyond standard car and home insurance.

Car insurance coverage options

Using a variety of special programs, National General Insurance can make your life easier when it comes to taking care of your car. These programs include:

SmartValet

Guaranteed repairs

Guaranteed claims service satisfaction

Emergency Expense Allowance

SmartReplacement

SmartInspect

Mexico insurance

Home insurance coverage options

National General Insurance also offers a variety of insurance coverage options for your home insurance, including:

NatGen Premier

Extended Replacement Cost coverage

Green upgrade options

Additional personal belonging coverage

Identity Theft 911 service

Theft Expense Reimbursement coverage

Flood insurance

Discounts you can get through National General Insurance

Car insurance discounts

Car insurance discounts can lower your premiums. The many discounts include:

GM/GMAC customer discount

Paid-in-full discount

Multi-vehicle discount

GM loyalty discount

Safe-driver discount

RVs and autos on one convenient policy

Motorcycle discount

On-Star subscriber discount

Low mileage discount

GM Family First discount

Affinity discount

GM supplier discount

Home insurance discounts

National General Insurance also has a wide selection of discounts for your home insurance, including:

Age of home discount

Auto companion discount

Auto/home account discount

Claim free discount

College education discount

Gated community discount

Home buyer discount

Homeowners association discount

Insurance to value discount

Prime Time discount

Protective devices discount

Superior construction discount

States in which you can find National General Insurance

National General Insurance operates in all 50 states in the U.S., plus the District of Columbia.

Available National General Insurance apps

To help facilitate the claims process, National General Insurance offers the

National General Insurance Free Claims App

. Available for the iPhone, the app allows you to speak to an agent, submit a claim, or even request a tow truck.

Better Business Bureau (BBB) and A.M. Best ratings for National General Insurance

To check the standing of National General Insurance in regard to both customer service and financial stability, visit the BBB and A.M. Best Websites. National General Insurance has a BBB

rating of A+

based on the company's dedication to resolving customer complaints against the company and its overall business tactics.

With A.M. Best, National General Insurance has a

rating of A-

, indicating that the company is financially stable.

Around since the 1920s, National General Insurance has grown from an insurer of GM vehicles to a nationwide insurer of autos and homes. To keep premiums low, make sure to take advantage of

all of the discounts

that the company offers, including a

multi-policy discount

safe-driver discounts

for your car, and

protective devices

discounts for your home.

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