Founded in 1864, Travelers Insurance was the first insurer in the country to offer multiple types of insurance. This trend continued with Travelers offering both car and home insurance, among other insurance types, by 1901. The third-largest provider of personal insurance coverage, the company is only one of three property casualty insurance companies on the Dow Jones Sustainability Indices.
In the article below, Part 1 discusses the difference between Travelers Insurance and other insurance companies, Part 2 goes into detail about the different types of insurance available from the company, Part 3 lists some of the coverage options that Travelers offers, Part 4 talks about the many discounts from the company, Part 5 lists the states where you can find Travelers Insurance, Part 6 includes information on the Travelers Mobile app, and Part 7 gives the ratings for Travelers Insurance from the Better Business Bureau (BBB) and A.M. Best.
Part 1 of 7: Travelers Insurance key differentiators compared to other insurance companies
Unlike many insurance companies, Travelers Insurance uses a five-step process to find the exact coverage its customers need at the lowest rates the company can give them. In addition, it has multiple discounts that customers can take advantage of to save even more on their insurance premiums.
Part 2 of 7: Types of car and home insurance provided by Travelers Insurance
Travelers Insurance has attained one of the top spots when it comes to personal insurance coverage by providing some of the best coverage available, especially when it comes to the standard fare of car and home insurance. The section below details the standard insurance types that the company offers its customers.
Car insurance types: Travelers offers standard car insurance, including:
- Comprehensive coverage
- Collision coverage
- Personal injury protection coverage
- Uninsured/underinsured motorist liability coverage
Medical payments coverage
Home insurance types: Home insurance types from Travelers include the following:
- Other structures coverage
- Personal property coverage
- Loss of use coverage
- Personal liability coverage
Part 3 of 7: Coverage options provided by Travelers Insurance
Travelers’ customers can also elect to purchase a variety of insurance coverage options. You can find the available coverage options for the company’s car and home insurance in the section below.
Car insurance coverage options: Travelers has a selection of coverage options, including:
Loan/lease gap insurance
- Rental coverage
- Roadside assistance
- New car replacement
- Accident forgiveness
- Ride sharing (available in Colorado and Illinois only)
Home insurance coverage options: When it comes to home insurance coverage options, Travelers offers the following choices:
Special personal property coverage
- Contents replacement cost coverage
- Additional replacement cost protection coverage
- Jewelry and valuable items coverage
- Personal articles floater coverage
- Water backup and sump pump discharge or overflow coverage
- Identity fraud coverage
- Green home coverage
Part 4 of 7: Discounts you can get through Travelers Insurance
The company’s many discounts mean big savings for you. The section below talks about which discounts are available for Travelers customers.
Car insurance discounts: Car insurance discounts from Travelers include:
- Affinity group discount
- Multi-policy discount
- Multi-car discount
- Home ownership discount
- Safe driver discount
- Continuous insurance discount
- Hybrid/electric vehicle discount
- New car discount
- Electronic Funds Transfer (EFT) discount
- Pay-in-full discount
- Good payer discount
- Early quote discount
- Good student discount
- Student away at school discount
Driver training discount
Home insurance discounts: The selection of home insurance discounts from Travelers include:
- Affinity group discount
- Multi-policy discount
- Home buyer discount
- Loss-free discount
- Protective device discount
- Green home discount
Part 5 of 7: States in which you can find Travelers Insurance
Travelers Insurance operates in many states across the U.S. The states where you can find a Travelers Insurance agent include:
- District of Columbia
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Rhode Island
- South Carolina
Part 6 of 7: Available Travelers Insurance apps
Travelers Insurance also offers an app for mobile devices. You can find details about the app in the following section:
- Travelers Mobile app: The Travelers Mobile app allows you to submit a claim, take photos of accident damage, and easily access roadside assistance and other auto-related phone numbers, all at the push of a button.
Part 7 of 7: BBB and A.M. Best ratings for Travelers Insurance
In addition to reviewing the Travelers Insurance Website and customer reviews, you can also check the BBB and A.M. Best Websites to get a better understanding of the company’s performance and customer service. The BBB gives a strong indicator of how the company addresses customer complaints, while A.M. Best signifies a company’s financial outlook.
BBB rating: According to the BBB, Travelers Insurance has a rating of A+.
A.M. Best: A.M. Best gives Travelers Insurance an A++ rating, meaning the company is at the highest level when it comes to its financial outlook.
With more than 150 years of experience, Travelers Insurance uses its vast financial resources to insure its customers’ car and homes, among other products. Its unique five-step process helps you pick the right coverage for your needs while giving you some of the most affordable prices available. You can save even more by using one of the company’s many discounts.