Knowing what to look for when buying a cottage means budgeting, choosing a location, layout, and determining any added features.
September 30, 2017 ·
by Nicholas Wilson
Cottages are the perfect home away from home for many because they offer a totally unique lifestyle. Away from the hustle and bustle of modern life, a cottage gives you a chance to get away from it all at least for a little while. If you want your cottage be your favorite destination, however, you need to know what to look for when buying a cottage. If you are not realistic about what you need and go into the process blind, you won’t have your needs met and the cottage will end up being a drain on your finances that offers little in return.
In this article, Step 1 figures out your budget, Step 2 covers choosing a location, Step 3 outlines picking a layout, Step 4 goes over extra features.
Step 1: Figure out your budget. As with any major purchase, it is important, first of all, to put a limit on how much you can afford to spend.
This is never fun, but it is wise for your financial future. Look at what you can afford now and also what the future could hold for you. Maybe you can easily afford payments now while it may be difficult later. Or, perhaps waiting a bit will allow you to expand your budget significantly.
Whatever your situation is, determining how much you can afford keeps you from stretching yourself too thin.
Step 2: Pick a location. For many, the appeal of cottages is as much about the location as it is about the actual living space.
Find somewhere you could be happy spending time. You might want a beachfront cottage that looks out into the ocean, or you may be angling for somewhere on an unpopulated lake so you get the water to yourself. You might have somewhere else in mind altogether. Make sure, wherever you choose, that you could be happy living there.
It is also important to balance access to vital systems with a pristine view or an idyllic location. Make sure you have road access of some sort. Be aware that you’ll need to clear property to allow you to access the road somehow.
Ensure that, if there is not water and sewer access now, you can have it brought to the cottage. If you want electrical service, check that this will be easily acquired at your cottage as well, especially if you’ll be needing air conditioning in the summer or heating in the winter beyond a fireplace.
Step 3: Choose the layout of your cottage. Getting an idea of how you want your cottage to be set up is a fun part of the process, but keep all your needs in mind at the same time.
Be sure that you have all the needed bedrooms and bathrooms. You may not anticipate having guests, so getting a single bedroom cottage may work just fine for you. On the other hand, you could have children, grandchildren, or friends visiting from time to time, in which case you’ll need more bedroom space. Adjust the number of bathrooms in the cottage to fit your bedrooms.
You should also think a good deal about the general concept of the cottage. You may want an open floorplan with lots of wide windows to take in the full view of the ocean or mountains. You might want, instead, a somewhat cozier feel. Either way, determining this before you buy will allow the home to fulfill your expectations.
Step 4: Pick out any extra features. The possibilities are limitless, but you should get a sense for any added features to make the cottage truly your own.
You might want to have an elegant fireplace to sit around during cold nights, or you might want a dock so can tie your boat up. Maybe you want a deck or a sunroom. These plans should be firmed up before you buy so you can get everything you really want.
Knowing what to look for when buying a cottage involves knowing yourself as much as it involves knowing anything else. You do need to be on the lookout for some environment factors that can make or break your cottage, but by evaluating your needs and wants, you can buy a cottage that fits you perfectly.
by Nicholas Wilson
by Cheryl Knight
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