The Fort Worth area is crossed by Interstates 35, 20 and 30 and it’s home to one of the state’s notorious several-level interchanges known locally as the “Mixmaster.” Add in typical Texas weather, including thunderstorms that seem to come from nowhere and heat waves that can cause tire damage, and there is no shortage of reasons to have good car insurance coverage in Fort Worth.
We’ve gathered data from real Jerry customers in the city to show you how your age, driving record, coverage preference and location within the city can impact your policy costs.
Cheapest minimum coverage insurance in Fort Worth
Texas requires drivers to carry these coverages at minimum:
- $30,000 of bodily injury per person and $60,000 per accident.
- $25,000 for property damage.
Here are the cheapest quotes for minimum coverage insurance in Fort Worth, based on quotes real Jerry customers have received.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|
$37 | $439 | Progressive | 34 | December 26, 2024 | Fort Worth, TX | 76106 |
$42 | $507 | Progressive | 33 | April 5, 2024 | Fort Worth, TX | 76102 |
$45 | $537 | Progressive | 49 | December 12, 2024 | Fort Worth, TX | 76119 |
$48 | $575 | Progressive | 28 | November 26, 2024 | Fort Worth, TX | 76140 |
$48 | $575 | Progressive | 28 | October 28, 2024 | Fort Worth, TX | 76140 |
$48 | $577 | Progressive | 68 | October 24, 2024 | Fort Worth, TX | 76131 |
$48 | $579 | Progressive | 59 | October 26, 2024 | Fort Worth, TX | 76103 |
$48 | $579 | Progressive | 52 | November 8, 2024 | Fort Worth, TX | 76112 |
$49 | $589 | Progressive | 36 | December 17, 2024 | Fort Worth, TX | 76108 |
$51 | $614 | Commonwealth Insurance | 57 | December 17, 2024 | Fort Worth, TX | 76107 |
If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.
Cheapest full coverage insurance in Fort Worth
The Texas minimum coverage won’t be enough to pay for damage to your vehicle in an accident you cause, nor will it protect your finances if your car is stolen or damaged by weather.
- Collision coverage pays to repair your vehicle after an accident, regardless of who is at fault.
- Comprehensive coverage helps to pay for damage caused by non-collision events such as weather-related incidents, animal collisions or theft.
Here are the cheapest quotes for full coverage insurance that Jerry customers in Fort Worth have received.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|
$45 | $537 | Progressive | 49 | December 12, 2024 | Fort Worth, TX | 76119 |
$48 | $575 | Progressive | 28 | October 28, 2024 | Fort Worth, TX | 76140 |
$48 | $575 | Progressive | 28 | November 26, 2024 | Fort Worth, TX | 76140 |
$56 | $677 | Progressive | 35 | August 21, 2024 | Fort Worth, TX | 76131 |
$58 | $690 | Progressive | 27 | December 5, 2024 | Fort Worth, TX | 76179 |
$58 | $690 | Progressive | 27 | December 5, 2024 | Fort Worth, TX | 76179 |
$58 | $695 | Progressive | 48 | June 26, 2024 | Fort Worth, TX | 76132 |
$59 | $707 | Progressive | 28 | September 12, 2024 | Fort Worth, TX | 76177 |
$59 | $707 | Progressive | 28 | September 12, 2024 | Fort Worth, TX | 76177 |
$61 | $737 | Progressive | 69 | September 7, 2024 | Fort Worth, TX | 76104 |
Cheapest car insurance for young drivers in Fort Worth (18-29 years old)
Insurers may view drivers between 18 and 29 years old as riskier because of their lack of experience, but that doesn’t mean they can’t find low-cost insurance. Here are some of the cheapest quotes that younger Fort Worth drivers have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$48 | $575 | Progressive | 28 | Yes | November 26, 2024 | Fort Worth, TX | 76140 |
$48 | $575 | Progressive | 28 | Yes | October 28, 2024 | Fort Worth, TX | 76140 |
$58 | $690 | Progressive | 27 | Yes | December 5, 2024 | Fort Worth, TX | 76179 |
$58 | $690 | Progressive | 27 | No | December 5, 2024 | Fort Worth, TX | 76179 |
$58 | $690 | Progressive | 27 | No | December 5, 2024 | Fort Worth, TX | 76179 |
Cheapest car insurance for mature drivers in Fort Worth (30-54 years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$37 | $439 | Progressive | 34 | No | December 26, 2024 | Fort Worth, TX | 76106 |
$42 | $507 | Progressive | 33 | No | April 5, 2024 | Fort Worth, TX | 76102 |
$45 | $537 | Progressive | 49 | Yes | December 12, 2024 | Fort Worth, TX | 76119 |
$48 | $579 | Progressive | 52 | No | November 8, 2024 | Fort Worth, TX | 76112 |
$49 | $589 | Progressive | 36 | No | December 17, 2024 | Fort Worth, TX | 76108 |
Cheapest car insurance for older drivers (55+ years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$48 | $577 | Progressive | 68 | No | October 24, 2024 | Fort Worth, TX | 76131 |
$48 | $579 | Progressive | 59 | No | October 26, 2024 | Fort Worth, TX | 76103 |
$51 | $614 | Commonwealth Insurance | 57 | No | December 17, 2024 | Fort Worth, TX | 76107 |
$53 | $637 | Assurance America | 59 | No | October 28, 2024 | Fort Worth, TX | 76103 |
$54 | $643 | Progressive | 60 | No | August 13, 2024 | Fort Worth, TX | 76131 |
Cheapest car insurance for drivers with clean records in Fort Worth
A clean driving record can go a long way in getting an affordable car insurance policy. Here are the cheapest quotes that Fort Worth drivers with no claims or violations on their records have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$37 | $439 | Progressive | 34 | December 26, 2024 | No | Fort Worth, TX | 76106 |
$45 | $537 | Progressive | 49 | December 12, 2024 | Yes | Fort Worth, TX | 76119 |
$48 | $577 | Progressive | 68 | October 24, 2024 | No | Fort Worth, TX | 76131 |
$48 | $579 | Progressive | 59 | October 26, 2024 | No | Fort Worth, TX | 76103 |
$51 | $615 | Progressive | 37 | August 3, 2024 | No | Fort Worth, TX | 76107 |
$53 | $637 | Assurance America | 59 | October 28, 2024 | No | Fort Worth, TX | 76103 |
$54 | $643 | Progressive | 60 | August 13, 2024 | No | Fort Worth, TX | 76131 |
$55 | $665 | Progressive | 61 | April 10, 2024 | No | Fort Worth, TX | 76114 |
$57 | $681 | The General | 50 | November 1, 2024 | No | Fort Worth, TX | 76115 |
$57 | $685 | Safeco | 40 | April 6, 2024 | No | Fort Worth, TX | 76105 |
Cheapest car insurance for drivers with low credit scores in Fort Worth
A low credit score may cause you to receive a higher insurance quote than someone with good credit would, meaning you may have to do extra comparison shopping to find a good rate. These are the cheapest auto insurance quotes that Fort Worth drivers with credit scores below 550 have received via Jerry.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
<550 | $48 | $579 | Progressive | 59 | October 26, 2024 | Fort Worth, TX | 76103 |
<550 | $51 | $614 | Commonwealth Insurance | 57 | December 17, 2024 | Fort Worth, TX | 76107 |
<550 | $53 | $637 | Assurance America | 59 | October 28, 2024 | Fort Worth, TX | 76103 |
<550 | $55 | $665 | Progressive | 61 | April 10, 2024 | Fort Worth, TX | 76114 |
<550 | $58 | $695 | Progressive | 48 | June 26, 2024 | Fort Worth, TX | 76132 |
Cheapest car insurance for drivers with at-fault accidents in Fort Worth
An at-fault accident will likely result in a higher car insurance premium. Here are the lowest quotes that local drivers with at-fault accidents on their records have received via Jerry.
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $42 | $507 | Progressive | 33 | No | April 5, 2024 | Fort Worth, TX | 76102 |
At Fault With No Injury | $48 | $575 | Progressive | 28 | Yes | October 28, 2024 | Fort Worth, TX | 76140 |
At Fault With No Injury | $48 | $575 | Progressive | 28 | Yes | November 26, 2024 | Fort Worth, TX | 76140 |
At Fault With Injury | $49 | $589 | Progressive | 36 | No | December 17, 2024 | Fort Worth, TX | 76108 |
At Fault With No Injury | $51 | $614 | Commonwealth Insurance | 57 | No | December 17, 2024 | Fort Worth, TX | 76107 |
Cheapest car insurance for drivers with speeding tickets in Fort Worth
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
Speeding under 15 | $59 | $703 | Progressive | 36 | March 23, 2024 | Fort Worth, TX | 76116 |
Speeding under 15 | $63 | $755 | Progressive | 36 | August 26, 2024 | Fort Worth, TX | 76116 |
Speeding over 15 | $72 | $868 | Commonwealth Insurance | 30 | January 3, 2025 | Fort Worth, TX | 76179 |
Speeding over 15 | $73 | $871 | Aspen | 30 | October 7, 2024 | Fort Worth, TX | 76116 |
Speeding over 15 | $73 | $879 | Aspen | 38 | April 7, 2024 | Fort Worth, TX | 76244 |
Cheapest car insurance for drivers with DUI in Fort Worth
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
DUI | $102 | $1,223 | Bluefire | 32 | October 10, 2024 | Fort Worth, TX | 76120 |
DUI | $110 | $1,321 | Bluefire | 32 | October 3, 2024 | Fort Worth, TX | 76120 |
DUI | $117 | $1,405 | Aspen | 32 | October 3, 2024 | Fort Worth, TX | 76120 |
DUI | $117 | $1,405 | Bristol West | 28 | September 24, 2024 | Fort Worth, TX | 76137 |
DUI | $117 | $1,405 | Bristol West | 28 | September 24, 2024 | Fort Worth, TX | 76137 |