Cheap Car Insurance in Fort Worth

Written by Xuyun Zeng and 1 other
Updated Jan 8, 2025
Insurance price card

Cheap Car Insurance in Fort Worth

No long forms No spam or unwanted phone calls Quotes from top insurance companies

You’re minutes away from insurance savings.

The Fort Worth area is crossed by Interstates 35, 20 and 30 and it’s home to one of the state’s notorious several-level interchanges known locally as the “Mixmaster.” Add in typical Texas weather, including thunderstorms that seem to come from nowhere and heat waves that can cause tire damage, and there is no shortage of reasons to have good car insurance coverage in Fort Worth. 

We’ve gathered data from real Jerry customers in the city to show you how your age, driving record, coverage preference and location within the city can impact your policy costs.

Cheapest minimum coverage insurance in Fort Worth

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person and $60,000 per accident.
  • $25,000 for property damage.

Here are the cheapest quotes for minimum coverage insurance in Fort Worth, based on quotes real Jerry customers have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$37 $439 Progressive 34 December 26, 2024 Fort Worth, TX 76106
$42 $507 Progressive 33 April 5, 2024 Fort Worth, TX 76102
$45 $537 Progressive 49 December 12, 2024 Fort Worth, TX 76119
$48 $575 Progressive 28 November 26, 2024 Fort Worth, TX 76140
$48 $575 Progressive 28 October 28, 2024 Fort Worth, TX 76140
$48 $577 Progressive 68 October 24, 2024 Fort Worth, TX 76131
$48 $579 Progressive 59 October 26, 2024 Fort Worth, TX 76103
$48 $579 Progressive 52 November 8, 2024 Fort Worth, TX 76112
$49 $589 Progressive 36 December 17, 2024 Fort Worth, TX 76108
$51 $614 Commonwealth Insurance 57 December 17, 2024 Fort Worth, TX 76107
Last Updated Jan 7, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

COMPARE AFFORDABLE CAR INSURANCE IN MINUTES WITH JERRY

Cheapest full coverage insurance in Fort Worth

The Texas minimum coverage won’t be enough to pay for damage to your vehicle in an accident you cause, nor will it protect your finances if your car is stolen or damaged by weather.

  • Collision coverage pays to repair your vehicle after an accident, regardless of who is at fault.
  • Comprehensive coverage helps to pay for damage caused by non-collision events such as weather-related incidents, animal collisions or theft.

Here are the cheapest quotes for full coverage insurance that Jerry customers in Fort Worth have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$45 $537 Progressive 49 December 12, 2024 Fort Worth, TX 76119
$48 $575 Progressive 28 October 28, 2024 Fort Worth, TX 76140
$48 $575 Progressive 28 November 26, 2024 Fort Worth, TX 76140
$56 $677 Progressive 35 August 21, 2024 Fort Worth, TX 76131
$58 $690 Progressive 27 December 5, 2024 Fort Worth, TX 76179
$58 $690 Progressive 27 December 5, 2024 Fort Worth, TX 76179
$58 $695 Progressive 48 June 26, 2024 Fort Worth, TX 76132
$59 $707 Progressive 28 September 12, 2024 Fort Worth, TX 76177
$59 $707 Progressive 28 September 12, 2024 Fort Worth, TX 76177
$61 $737 Progressive 69 September 7, 2024 Fort Worth, TX 76104
Last Updated Jan 8, 2025

Cheapest car insurance for young drivers in Fort Worth (18-29 years old)

Insurers may view drivers between 18 and 29 years old as riskier because of their lack of experience, but that doesn’t mean they can’t find low-cost insurance. Here are some of the cheapest quotes that younger Fort Worth drivers have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$48 $575 Progressive 28 Yes November 26, 2024 Fort Worth, TX 76140
$48 $575 Progressive 28 Yes October 28, 2024 Fort Worth, TX 76140
$58 $690 Progressive 27 Yes December 5, 2024 Fort Worth, TX 76179
$58 $690 Progressive 27 No December 5, 2024 Fort Worth, TX 76179
$58 $690 Progressive 27 No December 5, 2024 Fort Worth, TX 76179
Last Updated Jan 7, 2025

Cheapest car insurance for mature drivers in Fort Worth (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$37 $439 Progressive 34 No December 26, 2024 Fort Worth, TX 76106
$42 $507 Progressive 33 No April 5, 2024 Fort Worth, TX 76102
$45 $537 Progressive 49 Yes December 12, 2024 Fort Worth, TX 76119
$48 $579 Progressive 52 No November 8, 2024 Fort Worth, TX 76112
$49 $589 Progressive 36 No December 17, 2024 Fort Worth, TX 76108
Last Updated Jan 7, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$48 $577 Progressive 68 No October 24, 2024 Fort Worth, TX 76131
$48 $579 Progressive 59 No October 26, 2024 Fort Worth, TX 76103
$51 $614 Commonwealth Insurance 57 No December 17, 2024 Fort Worth, TX 76107
$53 $637 Assurance America 59 No October 28, 2024 Fort Worth, TX 76103
$54 $643 Progressive 60 No August 13, 2024 Fort Worth, TX 76131
Last Updated Jan 7, 2025

Cheapest car insurance for drivers with clean records in Fort Worth

A clean driving record can go a long way in getting an affordable car insurance policy. Here are the cheapest quotes that Fort Worth drivers with no claims or violations on their records have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
Zip Code
$37 $439 Progressive 34 December 26, 2024 No Fort Worth, TX 76106
$45 $537 Progressive 49 December 12, 2024 Yes Fort Worth, TX 76119
$48 $577 Progressive 68 October 24, 2024 No Fort Worth, TX 76131
$48 $579 Progressive 59 October 26, 2024 No Fort Worth, TX 76103
$51 $615 Progressive 37 August 3, 2024 No Fort Worth, TX 76107
$53 $637 Assurance America 59 October 28, 2024 No Fort Worth, TX 76103
$54 $643 Progressive 60 August 13, 2024 No Fort Worth, TX 76131
$55 $665 Progressive 61 April 10, 2024 No Fort Worth, TX 76114
$57 $681 The General 50 November 1, 2024 No Fort Worth, TX 76115
$57 $685 Safeco 40 April 6, 2024 No Fort Worth, TX 76105
Last Updated Jan 7, 2025

Cheapest car insurance for drivers with low credit scores in Fort Worth

A low credit score may cause you to receive a higher insurance quote than someone with good credit would, meaning you may have to do extra comparison shopping to find a good rate. These are the cheapest auto insurance quotes that Fort Worth drivers with credit scores below 550 have received via Jerry.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
<550 $48 $579 Progressive 59 October 26, 2024 Fort Worth, TX 76103
<550 $51 $614 Commonwealth Insurance 57 December 17, 2024 Fort Worth, TX 76107
<550 $53 $637 Assurance America 59 October 28, 2024 Fort Worth, TX 76103
<550 $55 $665 Progressive 61 April 10, 2024 Fort Worth, TX 76114
<550 $58 $695 Progressive 48 June 26, 2024 Fort Worth, TX 76132
Last Updated Jan 7, 2025

Cheapest car insurance for drivers with at-fault accidents in Fort Worth

An at-fault accident will likely result in a higher car insurance premium. Here are the lowest quotes that local drivers with at-fault accidents on their records have received via Jerry.

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
At Fault With No Injury $42 $507 Progressive 33 No April 5, 2024 Fort Worth, TX 76102
At Fault With No Injury $48 $575 Progressive 28 Yes October 28, 2024 Fort Worth, TX 76140
At Fault With No Injury $48 $575 Progressive 28 Yes November 26, 2024 Fort Worth, TX 76140
At Fault With Injury $49 $589 Progressive 36 No December 17, 2024 Fort Worth, TX 76108
At Fault With No Injury $51 $614 Commonwealth Insurance 57 No December 17, 2024 Fort Worth, TX 76107
Last Updated Jan 8, 2025

Cheapest car insurance for drivers with speeding tickets in Fort Worth

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
Speeding under 15 $59 $703 Progressive 36 March 23, 2024 Fort Worth, TX 76116
Speeding under 15 $63 $755 Progressive 36 August 26, 2024 Fort Worth, TX 76116
Speeding over 15 $72 $868 Commonwealth Insurance 30 January 3, 2025 Fort Worth, TX 76179
Speeding over 15 $73 $871 Aspen 30 October 7, 2024 Fort Worth, TX 76116
Speeding over 15 $73 $879 Aspen 38 April 7, 2024 Fort Worth, TX 76244
Last Updated Jan 8, 2025

Cheapest car insurance for drivers with DUI in Fort Worth

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
DUI $102 $1,223 Bluefire 32 October 10, 2024 Fort Worth, TX 76120
DUI $110 $1,321 Bluefire 32 October 3, 2024 Fort Worth, TX 76120
DUI $117 $1,405 Aspen 32 October 3, 2024 Fort Worth, TX 76120
DUI $117 $1,405 Bristol West 28 September 24, 2024 Fort Worth, TX 76137
DUI $117 $1,405 Bristol West 28 September 24, 2024 Fort Worth, TX 76137
Last Updated Jan 7, 2025

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

For illustrative purposes only, results may vary

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.