Data Journalism Trend Report - 8/2 - East Coast vs. West Coast Data Report

Lakshmi Iyengar
· 1 min read
background

East Coast vs. West Coast Methodology

Jerry analyzed 574,303 quotes from east and west coast data from our more than 1 million car quote data points from July 2020-July 2021.

Which Coast is Paying More?

Methods/ Data Sets Used

  • Final Price Policy Data Set
  • Age group: All
  • Total: N = 574,303
  • No Violations, N =416,695
  • One or more violations, N=157,608

Results:

Monthly Insurance Premium EC vs. WC, No Violations
Coast and State
Average Monthly Premium for Women
Average Monthly Premium for Men
Women Drivers
Men Drivers
West Coast
$173.90
$178.80
24,818
46,717
CA
$168.00
$176.00
18,666
37,864
OR
$189.10
$185.40
4,183
5,051
WA
$197.50
$198.00
1,969
3,802
East Coast
$247.30
$265.30
144,764
200,396
CT
$279.50
$295.40
4,786
7,818
DE
$260.50
$256.30
608
818
FL
$261.90
$267.40
44,512
58,051
GA
$241.50
$257.10
34,647
37,661
MA
$233.50
$237.50
1,713
3,451
MD
$293.00
$309.80
4,414
7,411
ME
$115.90
$146.30
349
535
NC
$152.80
$149.00
1,2427
16,231
NH
$144.00
$170.10
368
799
NJ
$278.30
$283.40
6,019
1,3420
NY
$392.50
$403.50
11,769
25,894
RI
$323.60
$334.40
646
777
SC
$221.60
$235.00
9,027
8,697
VA
$155.00
$166.40
13,479
18,833
Total
$236.57
$248.99
169,582
247,113
Key Insights
  • East Coasters with no violations pay, on average, $80/ 45% more on average per month than West Coasters
  • East Coast women pay $73 more/month, East Coast men pay $86 more/month

Which Coast has Better Drivers?

Violations By East Coast/West Coast and Gender
Coast and State
Percent of Women with Violations
Percent of Men with Violations
Total
West Coast
24.89%
31.45%
29.41%
CA
20.67%
32.59%
29.41%
OR
28.11%
29.14%
28.87%
WA
23.23%
30.07%
27.45%
East Coast
23.01%
29.75%
27.09%
CT
9.73%
15.16%
13.06%
DE
32.14%
33.27%
32.01%
FL
20.58%
28.02%
25.08%
GA
23.25%
30.62%
27.15%
MA
2.62%
5.71%
4.62%
MD
10.52%
17.75%
14.93%
ME
16.30%
22.79%
19.89%
NC
23.04%
30.27%
27.23%
NH
16.55%
25.39%
24.41%
NJ
29.95%
39.87%
37.04%
NY
14.68%
22.61%
20.22%
RI
14.20%
26.49%
20.88%
SC
33.41%
40.78%
37.41%
VA
33.45%
38.61%
36.76%
Total
23.23%
30.07%
27.40%
Key Insights
  • West Coast and East Coast drivers are equally good drivers
  • 17% more NJ drivers have violations than NY drivers
  • Massachusetts drivers are by far the best drivers (least violations on average)
  • 7% more California drivers have violations
Coast and State
Most Popular Violation
West Coast
Speeding under 15
CA
Speeding under 15
OR
Speeding under 15
WA
Speeding under 15
East Coast
Speeding under 15
CT
Speeding under 15
DE
Speeding under 15
FL
Speeding under 15
GA
Speeding under 15
MA
Speeding under 15
MD
Speeding under 15
ME
Speeding under 15
NC
Speeding under 15
NH
Speeding under 15
NJ
Speeding under 15
NY
Failure to Obey Traffic Sign
RI
Speeding under 15
SC
Speeding under 15
VA
Speeding under 15
Key Insights
  • Speeding under 15 is by far the most common cause of violations, except for in New York where the most common cause is failure to obey a traffic sign

East Coast vs. West Coast Gender Demographics

Coast
Men Drivers
Women Drivers
West Coast
32.55%
67.45%
East Coast
39.73%
60.27%
Total
38.47%
61.53%

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