You may be required to file an SR-22 in Massachusetts for a small fee (and higher insurance rates) if you’ve committed a related violation in another state.
, but you might need to get one if you are licensed in the Massachusetts Registry and commit a serious traffic violation in another state where SR-22s are the norm.
An SR-22 is a document your insurance company files with the state DMV, guaranteeing that you carry the minimum liability requirements for car insurance in your state.
The SR-22 filing fee in Massachusetts is generally $15 to $35. Drivers with violations requiring an SR-22 should expect a major increase in their car insurance premiums, too.
The Massachusetts Automobile Bureau requires car insurance companies to provide SR-22 filing when requested, but you could still be denied coverage based on risk.
How to get Massachusetts SR-22 insurance
SR-22s aren’t standard in the Bay State, but the Massachusetts Automobile Bureau legally requires insurance companies to issue SR-22 certificates upon request if you need one.
Here are the basic steps to get an SR-22 certificate in Massachusetts:
, which helps to meet Massachusetts’ license reinstatement requirements and gives you extra liability coverage when you do borrow or rent a car.
Keep in mind: While car insurance companies in Massachusetts can’t deny SR-22 filing, they can deny you coverage based on risk. Be prepared to shop around for coverage.
Expert tip: Find the most affordable SR-22 insurance rates available by comparing three to five
An SR-22 certificate in Massachusetts provides the Registry of Motor Vehicles (RMV) with legal confirmation that a driver meets the state’s minimum coverage requirements for
SR-22 certificates are not required in the State of Massachusetts, but you might need one if you are arrested for a serious driving offense in a state where SR-22 filing is required.
Common violations that carry SR-22 insurance requirements in other states include:
Key Takeaway: You might need SR-22 insurance in Massachusetts if you commit a serious traffic violation in another state. An SR-22 is proof of financial responsibility. Ask your insurance agent to provide you with a free quote for this insurance form.
What is the cost of SR-22 insurance in Massachusetts?
Applying for an SR-22 form in Massachusetts could cost as little as $15 to $35. However, you can expect a major increase in your
, or even to find a provider who will sell you a car insurance policy.
That’s where Jerry comes in. Jerry is a licensed insurance agency with years of experience helping Massachusetts drivers lower their car insurance costs, even with challenges like a suspended license or multiple speeding tickets.
, I just put in a bit of information, and they found lots of different quotes for me. I was paying $305 a month for 2 brand-new cars, but now I’m paying $150 a month for both with full coverage!” —Robin U.
FAQs
Does Massachusetts have SR-22 insurance?
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The state of Massachusetts doesn’t require SR-22 insurance, but if you commit a qualifying violation in another state, you will need to file an SR-22.
How do I get an SR-22 in Massachusetts?
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Start by finding an insurance provider who offers SR-22 insurance. Pay their filing fee and wait for the insurance company to file the form with the DMV.