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Does a careless driving ticket affect insurance?

After a long day at work, I slightly veered out of my lane and received a ticket for careless driving. I’ve already settled the fee, but I’m not looking forward to my next insurance bill. How will a careless driving ticket affect my rates?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Everyone struggles with distracted driving from time to time. I’m glad to hear that in your case,  nobody was hurt! On average, a careless driving ticket can increase your premiums by 10-40%, or roughly $370 per year. 
Now the good news: depending on your state, you might be able to get the ticket dismissed or reduce the number of
driver violation points
added to your record. 
If you’ve never been convicted of a more serious offense, you may qualify for a
defensive driving course
. Classes cost between $20-$100, but when you consider the potential savings on your insurance bills, it’s worth it.
View full answer 
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