Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Does renters insurance cover garage doors?

I accidentally backed into the garage door of my apartment building. The door will likely need to be replaced. WIll my renters insurance cover the damaged garage door?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no—mistakes happen, but renters insurance does not cover garage doors or any physical part of the structure or dwelling.
Renters insurance only covers your personal property and offers personal liability coverage, so, in this situation, you should contact your
car insurance
 company and
file a claim
.
Your car insurance policy’s property damage liability should cover the cost of repairs, but your premium will likely increase after filing the claim.
Even if you can submit a claim with your car insurance, you should also contact your landlord or property manager. They likely have insurance in place for damages like this, so you may not be required to pay for the damage.
Finally, if you want to ensure you’re not overpaying for either your renters or car insurance, you should use
Jerry
.
Jerry is an insurance comparison app that shops for low prices with top insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away.
MORE:
Worst claim mistakes
Car InsuranceRenters Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Does Renters Insurance Cover Replacement Keys or Locks?

Lock and key replacement coverage may be covered under the lock replacement expense protection part of your renters insurance. Read this guide to find out more.
avatar
Elan Mcafee
card cover

If My Car Breaks Down, Will Insurance Cover a Rental?

Car insurance may cover the cost of a rental if your insured vehicle suffers a covered loss. If it’s in the shop for other reasons, you’re responsible for the bill.
avatar
Sarah Gray
card cover

Does Renters Insurance Cover Car Theft?

Renters insurance provides coverage on items stored in your car, but it will not cover the car. Read here to learn about renters insurance policies and theft.
avatar
Jacoba Bood

Read Advice From Car Experts At Jerry

card cover

Toyota Sequoia 3rd Row Seating Review

The Toyota Sequoia’s third row is spacious enough for adult passengers to comfortably ride for hours on end.
avatar
Olivia Rose
card cover

Very Cheap Car Insurance With No Deposit (2024)

Some of the cheapest car insurance companies with low upfront costs include Allstate, Progressive, and Nationwide.
avatar
R.E. Fulton
card cover

How to Use the Lexus Remote Start App

With a subscription to Remote Connect, you can turn your Lexus on with the touch of a button. Here’s how.
avatar
Claire Beaney

What Others Are Asking

Does Valvoline do inspections?
I have to get an inspection soon to renew my vehicle registration, so I need to pick a place to do it for me. Does Valvoline do inspections?
avatar
Melanie Mergen
Why is the brake pedal on my Hyundai Sonata stiff, and why won’t it start?
I’ve had my Hyundai Sonata for about two years. When I tried to start it this morning, it wouldn’t start—and my brake pedal feels hard. What’s going on?
avatar
Bonnie Stinson
Can I add adaptive cruise control to my car?
I recently took a friend’s car for a test drive and used the adaptive cruise control function. I loved how it helped me to maintain my speed and keep a safe distance from other cars, but my older car doesn’t have the function. Is there a way for me to add adaptive cruise control to my car?
avatar
Kara Vanderbeek
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all