Services
Insurance
Loans
Repairs
Advice
About

How do I lower my car insurance with Allstate?

I'm with Allstate and I currently pay $150 a month. I have full coverage on my car since I'm financing it. I think I'm paying too much for insurance, how can I lower it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The cost of
car insurance
is a common complaint, so you’re not alone in feeling like you’re overpaying!
If you feel your rate with
Allstate
doesn’t fit your budget or that it’s overpriced, you should shop around.
Shopping around with other insurance companies allows you to see what rates are available for full coverage. It’s often one of the easiest ways to save money on an insurance policy.
An simple way to save money on insurance is by using
Jerry
. Jerry is an app that finds you the most affordable quotes from up to 50 top insurance providers in seconds!
Beyond shopping around, you could also adjust your coverage with Allstate. While you need full coverage, you could opt to raise your
comprehensive coverage
and
collision coverage
deductibles to save some cash.
By raising your deductibles, you would pay more out of pocket when submitting a claim, but your your monthly or yearly premiums would decrease.
If that isn’t an option, see if you qualify for any additional discounts with Allstate. You could take a defensive driving course or enroll in their
Drivewise
program to save some cash.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings