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What will happen if I'm pulled over and the insurance card in my car is expired?

I have current car insurance, but the insurance card I keep in my car is expired. What happens if I'm pulled over?

avatar
Emily Richey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you’re pulled over and you only have an expired car insurance card, you’ll probably get a ticket. 
The bad news: The officer has no way of knowing if you really do have car insurance without the valid paperwork. In some areas, police even have the right to impound your vehicle if you can’t show proof of insurance.
The good news: You can get this ticket dismissed by appearing in court with
proof of insurance
. Note that, even if your ticket gets dismissed, you’ll still have to pay the towing fee if your vehicle was impounded.
Keep in mind: If you get pulled over, you can also show
proof of insurance on your smartphone
. Log into the company’s online portal or mobile app and pull up your digital ID card.
To request a new physical insurance card, log on to your insurance company’s website or call customer service.
MORE:
How police catch uninsured drivers
Car Insurance
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